MoneyExpert.com - Tesco Personal Finance - Clubcard MasterCard (via Mowser)

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Tesco Personal Finance - Clubcard MasterCard

Interest Rates

Typical APR (variable) : 16.9%

Promotional Intro Rate Promotional Intro Period Annual Rate

Purchases 0% 6 months 16.90%

Balance transfer 0% 14 months 13.30%

Cash n/a n/a 24.90%

Balance Transfer Details

Fee Percentage None

Minimum Fee None

Maximum Fee None

Introductory Fee Percentage 2.90%

Introductory Minimum Fee Cost None

Introductory Maximum Fee Cost Unlimited

Card Details

Annual fee None

Maximum Credit limit None

Interest free period 51 days

Late payment charge Â£12.00

Minimum age 18 years

Minimum income Â£5,000.00

Minimum repayment Â£5.00 or 3.00%, which ever is the greatest of the outstanding balance.

Features

Air miles

Cash back

Free payment protection [image]

Free price protection [image]

Free purchase protection [image]

Free warranty cover [image]

Online access [image]

Points scheme [image]

Shopping rewards programme [image]

Travel insurance available [image]

Incentives

Fraud Safe  
 Active monitoring of the card. Tesco will contact the cardholder if they become suspicious that someone is using their card or card details. 
 The cardholder will not have to pay if they are an innocent victim of credit card fraud. 
 If a transaction using the card details has been carried out on the internet without the card holders knowledge they will not be liable. 
 There is a 24 hour helpline if the cardholder suspects fraud on their card. 
 The cardholder can set up a password that they can use when shopping at Tesco.com and other participating online retailers so only they can buy with their card. 
 
  Free Overseas Emergency Assistance  
 If the card is lost or stolen whilst the cardholder is abroad, Tesco will ensure that they get a free replacement as soon as possible, (normally within 48 hours). Tesco will also provide a cash advance to tide the cardholder over.

Shopping Reward Program Details

A shopping reward programme is offered.

Points Scheme Details

Clubcard Points  
 The Tesco Credit Card is unlike any other credit card because Tesco will give the cardholder valuable Clubcard points on whatever they buy - whether it's petrol, a package holiday or a meal in a restaurant - anywhere in the world. On every purchase they will earn 5 points for every £4 spent in Tesco stores and 1 point for every £4 spent elsewhere, and that's on top of all the points they are earning on their weekly shopping at Tesco stores. 
 
 With the Club