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The Solution to Confusing Credit Score Information

Rugaber is certainly right that consumers need to be better informed about this. But his article seems to assume that it might be possible for consumers to compete with the debt merchants on a level playing field. As though the average person has the same kind of time, resources and expertise as those institutions do. As though the game wasn't rigged. As though we must simply, passively accept the unchecked, unregulated and unrestrained influence of the unelected triumvirate to dominate our economy and our lives.

Americans don't need yet another lecture from yet another personal finance reporter. Americans need torches and pitchforks.
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