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People traditionally flock to grad school when the economy makes finding a decent job an acrobatic challenge. However–when you factor in the monetary- and opportunity costs, (barring the notion that higher education fulfills a wild passion of yours) is grad school really worth it? Author and Harvard Business Review writer Scott Berkun explores the question vis-a-vis MBAs. He says getting one in the traditional way costs more than the average American’s annual wage. Meanwhile, Internet-based MBAs (Personal MBAs, or PMBAs) are practically free.