Prayer Request: Collection agency came calling

This morning we were woken by a collection agency that wants $2,000 from us immediately.

Back in November 2005,I wrecked my little beat-up Toyota in a traffic pile-up caused by a driver in the wrong lane. The car was totaled, towed to a lot, and I signed the paperwork agreeing to give the title to the lot owner if I didn’t return to pick it up in 30 days.

I never went back for it, the title passed into the lot owner’s hands. We were notified of the title transfer. All was fine.

Now, today, we’re told that we owe something like $75 a day for 25 days of storage, or some such. We were never notified of such a bill, I never signed anything stating that I would pay such a fee, and we never received or signed for any certified mail indicating that we owed such an amount. We never got a phone call, a bill or anything. We never saw mail about it. (That’s not saying the mail wasn’t delivered, but if it looked like junk mail, it might’ve gotten tossed.)

This is among the last things we need while we have no income except for occasional freelance work.

I called the collection agency back. They’re willing to put us on a “hardship” payment plan for something like $20 a month after I fax them my unemployment letter. But, the thing is, I would rather get this debt entirely relieved. I’ve called the tow company, but the owner is in Arizona and probably won’t be in town until next Monday.

So, please pray that God give me favor and grace with the owner of the lot, the one who sent this to collection. I would really like to have this debt relieved without having to pay $2,000, and I don’t want to have to pay for a lawyer to help with it. Like we could afford that, either.

:: sigh ::