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[...] http://pattimace.com/relocation/ [...]

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[...] Original Patti Mace [...]

[...] Original Patti Mace [...]

[...] Private Mortgage InsurancePiggybacks carried higher rates than the first mortgages, but in many cases the cost to the borrower was smaller than the cost of mortgage insurance. The interest on piggybacks was deductible, while mortgage insurance premiums were not. … [...]

[...] Private Mortgage InsuranceLenders and investment bankers drastically relaxed their underwriting standards in response to the euphoria associated with rapidly rising home prices during 2000-2006. They approved loans that could not possibly be repaid without an … [...]

[...] Financial Trend Blog wrote an interesting post today onHere’s a quick excerptI read this article today and wanted to share it regarding The Private Mortgage Industry’s Role in the Current Mortgage Crisis by Jack M. Guttentag The blame game for the development of the current mortgage crisis is now in full swing, and, with one exception, no major participant escapes unscathed: 1. Lenders and investment bankers drastically relaxed their underwriting standards in response to the euphoria associated with rapidly rising home prices during 2000-2006. They approved loans that [...]

[...] Research Recap wrote an interesting post today onHere’s a quick excerpt Now that you understand where credit scores are derived from the next step in your home purchase is to go to your bank or a mortgage broker and get a pre-approval letter.  This pre-qualification will let you know based on your income and debt ratio what price range your home purchase needs to be at/under. Realtors do not want to disappoint their clients in anyways so as a realtor when a client comes in the first step is the pre-qualification with a mortgage broker or bank.  This prevents the r [...]

[...] Patti Mace placed an observative post today on Interest Rates - How they are derived from your Credit Score [...]

[...] Only in Burbank wrote an interesting post today onHere’s a quick excerpt I wanted to touch base on one of the major issues people deal with when trying to make a major purchase such as a home.  The interest rate you are quoted when purchasing a home is based on your credit score that is pulled from the 3 major Credit Reporting agencies. These agencies get this calculated information from different companies who lend credit and if paid on time it gives you a rating, the higher the better!  With help from Wikipedia I want to get the word out to individuals how importa [...]